12.09.2025

What Is Invoice Discounting — and How Can It Help Your Clients Manage Cashflow?

What Is Invoice Discounting — and How Can…

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If your business, or your client’s,  is growing fast but waiting too long to get paid, invoice discounting could be the smart, discreet solution to keep cash flowing and momentum high.

At its core, invoice discounting allows businesses to release up to 90% of the value of their unpaid invoices within 24 hours — all without handing over control of customer relationships.

How It Works

  1. You issue your invoice as normal.

  2. Your invoice finance provider advances up to 90% of the value immediately.

  3. You continue to chase and collect payments from your customer.

  4. When the invoice is paid, the remaining balance (minus a small fee) is released to you.

It’s fast, confidential, and keeps credit control in your hands — ideal for businesses with an established in-house finance function or trusted customer relationships.

Key Benefits of Invoice Discounting

  • No need to wait 30, 60 or 90 days for customers to pay

  • Discreet and confidential — customers don’t need to know

  • Control stays with you — you manage collections

  • Scales with your business — more sales = more available funding

  • Can reduce reliance on overdrafts or loans

Why Work with a Trusted Broker?

Navigating invoice finance can be complex — different lenders, different fee structures, and very different levels of service.

That’s why businesses and advisers across the UK choose Go-Factor,  one of the UK’s leading invoice finance brokers, proudly:

  • Shortlisted by the NACFB as Invoice Finance Broker of the Year 2025

  • Also shortlisted as Industry Ambassador of the Year for our impact across the SME space

  • Trusted by growing businesses from start-up to £5M+ turnover

  • Known for friendly helpful discussions, fast turnarounds, and tailored support

Whether your client is already using invoice discounting or looking to switch from factoring or a traditional overdraft, we can help them find a better fit — with faster access, fairer rates, and less red tape.

Want to learn more or discuss a case?
Let’s connect.  We’re always happy to advise, support, or quote discreetly.

Best wishes

Helen

Helen Boylett-Smith

Director | Go-Factor
📞 +44 7765 236 234
🌐 www.go-factor.org
🔗 https://www.linkedin.com/in/helen-boylett-smith-4bb0032/





  • Private Sector
  • transport invoice finance
  • #GoFactor – Best Broker in the
  • #InvoiceDiscounting

 Go-Factor | Trusted UK Invoice Finance & Business Funding Experts

 

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